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Compare personal finance options

Solutions Personal Contract Plan (PCP)

Typically consists of 3 parts: the deposit, monthly repayments, and an optional final payment.

Deposit

Flexible depending on vehicle and promotion

Monthly payment

Fixed

Duration

Between 18 and 49 months

Mileage restrictions

Agreeable upfront - excess charges apply for exceeding mileage allowance

End of Contract:

Once the plan ends, you can either pay the 'Option to Purchase Fee' and 'Optional Final Payment' values to take full ownership, trade in your car for a new CUPRA, or return it to your CUPRA Retailer. Any outstanding fees, like excess mileage or damage charges, must be settled.

Personal Contract Hire

A leasing agreement, that allows you to stay in a new car without having to purchase it at the end.

Deposit

Flexible

Monthly payment

Fixed

Duration

Between 12 and 48 months

Mileage restrictions

Agreeable upfront - excess charges apply for exceeding mileage allowance

End of Contract:

After all rentals have been paid, simply hand the car back to us within its mileage and wear and tear allowances.

 

Hire purchase

Enjoy the CUPRA experience with fixed installments and become the owner at the end of the term.

Deposit

Flexible depending on vehicle and promotion

Monthly payment

Fixed

Duration

Between 12 and 60 months

Mileage restrictions

None

End of Contract

Once you have paid all repayments the vehicle is yours to keep.

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Find the latest deals on financing and leasing your CUPRA, including electric and hybrid models.

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Why Choose Financial Services?

Our personal finance options are designed for convenience, so you can enjoy your CUPRA. Financing is the most popular way to buy a new car in the U.K. Our personal finance options give you the flexibility to choose a finance solution that is right for you.

 

There are two main finance options: Solutions Personal Contract Plan (PCP) and Personal Contract Hire (PCH). It's important to understand these options before committing. Our CUPRA Specialists can help explain them to you.

FAQs

Solutions Personal Contract Plan (PCP)

How does Solutions PCP work?

A Solutions PCP agreement typically consists of 3 parts: the deposit, monthly repayments, and an optional final payment. Your deposit is completely up to you, and you can use your current car in Part Exchange if you wish.

Do I need to put a deposit down on a Solutions Personal Contract Plan?

Deposit amounts vary depending on the vehicle and the finance promotion at the time. Usually there is a deposit required however there may be promotions at times which do not require one. Speak to your local Retailer to see what promotions are currently available. Also remember that your current vehicle may be able to be used towards your deposit.

How long does a Solutions Personal Contract Plan last?

Typically you can select a length suitable to you. They usually can be as little as 18 months long and as long as 49 months.

Is there an annual mileage limit?

Yes, when starting on the plan you'll set your annual mileage allowance which then is worked out pro-rata as a mileage allowance for the duration of the contract. If you go over this you may be liable for an excess mileage charge, which is typically charged per mile for the mileage over the allowance.

Can I keep the CUPRA vehicle at the end of my Solutions Personal Contract Purchase?

At the end of the contract you have several options. You can hand the car back (subject to any fees or charges), trade it in for a new model, or pay the option to purchase fee and optional final payment to take full ownership of it.

 

Can I test drive the CUPRA vehicle first?

Yes, of course. You can request a test drive at your nearest retailer.

Personal Contract Hire

Do I have to make a final payment at the end of my contract hire agreement?

No, at the end of the agreement you will return the vehicle back without any optional final payment. Fair wear and tear is included however any damage in addition to this will need to be paid for at the end of the agreement.

Can I terminate the leasing agreement early?

It may be possible to terminate your agreement early however this will depend on your individual contract. You can speak to your local Retailer or SEAT Financial Services to find out the options availabe to you.

Can I test drive the CUPRA vehicle first?

Yes, of course. You can request a test drive at your nearest Retailer.

Can I freely configure my CUPRA when leasing?

Yes, you can configure your dream CUPRA online.

How long do I have to wait for my leased vehicle?

You can either choose from a large selection of new cars that are immediately available, or you can configure your vehicle to meet your needs.

What does the service include?

With every lease you will get access to roadside assistance as well as Essurance from Volkswagen Financial Services which helps you in the event of an accident. You can also opt for servicing and maintenance to be included as part of your leasing agreement for an additional fee.

Do I have to insure my leased CUPRA myself?

Even with a leased vehicle, you have a free choice of insurance for your vehicle.